Personal Finance Investing
Written by Tessa Campbell and Rickie Houston; edited by Laura Grace Tarpley
Updated
2024-04-03T19:12:58Z
- What time does the stock market open?
- Stock market holidays 2024
- Bond market holidays 2024
- Can you still use your account while the stock market is closed?
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- The stock and bond markets close on major holidays, and both have early closures on certain days.
- While stock market holidays also apply to the bond market, the bond market's early closures differ.
- You can still initiate certain actions (e.g., deposits or withdrawals) in your brokerage account during closure.
Though all investors should check on their portfolio's performance, it's especially important to do so if you're an active, self-directed trader. Since the markets can be full of twists and turns, you'll want to ensure your investment strategy works in your favor.
If there's a stock you're thinking of adding to your portfolio, or if you're looking to sell an asset at a set price during a certain date, you'll need to familiarize yourself with the holidays and early closures of the major US stock exchanges so you won't get caught off guard when those times come.
We've included a list of holidays when the stock and bond marketsare closed and a list of days each market has early closures.
What time does the stock market open?
The stock market's regular trading hours are weekdays from 9:30 a.m. to 4 p.m. ET. However, the market will close as early as 1 p.m. ET on the day before or after certain holidays.
Plus, you may be able to trade during pre-market hours (4 to 9:30 a.m. ET), depending on your brokerage or investment platform. The same goes for after-hours trading. This is available from 4 to 8 p.m. ET.
But the available hours may vary depending on your broker. For instance, SoFi Invest only offers pre-market trading from 9 to 9:30 a.m. ET, but it provides extended hours of trading from 4 to 8 p.m.
Stock market holidays 2024
Holiday | 2024 |
New Year's Day | January 1, 2024 |
Martin Luther King, Jr. day | January 15, 2024 |
Presidents' Day | February 19, 2024 |
Good Friday | March 29, 2024 |
Memorial Day | May 27, 2024 |
Juneteenth Holiday | June 19, 2024 |
Independence Day | July 4, 2024 |
Labor Day | September 2, 2024 |
Thanksgiving Day | November 28, 2024 |
Black Friday (closes early at 1p.m. ET) | November 29, 2024 |
Christmas Day | December 25, 2024 |
Bond market holidays 2024
There are slight variations with trading hours and holidays/early closures when it comes to the bond market. Its pre-market trading hours take place from 4 to 8 a.m. Its regular hours are from 8 a.m. to 5 p.m. ET, and its extended trading hours occur from 5 to 8 p.m. ET.
Below, we've also listed its holidays and early closure dates for 2023:
Holiday | 2024 |
New Year's Day | January 1, 2024 |
Martin Luther King, Jr. day | January 15, 2024 |
Presidents' Day | February 19, 2024 |
Holy Thursday (closes at 2 p.m. ET) | March 28, 2024 |
Good Friday | March 29, 2024 |
Day before Memorial Day (closes at 2 p.m. ET) | May 26, 2024 |
Memorial Day | May 27, 2024 |
Juneteenth Holiday | June 19, 2024 |
Day before Independence Day (closes at 2 p.m. ET) | July 3, 2024 |
Independence Day | July 4, 2024 |
Labor Day | September 2, 2024 |
Indigenous Peoples' Day/Columbus Day | October 14, 2024 |
Veterans Day | November 11, 2024 |
Thanksgiving Day | November 28, 2024 |
Black Friday(closes at 2 p.m. ET) | November 29, 2024 |
Christmas Eve (closes at 2 p.m. ET) | December 24, 2024 |
Christmas Day | December 25, 2024 |
New Year's Eve (closes at 2 p.m. ET) | December 29, 2024 |
Can you still use your account while the stock market is closed?
Unless you're using international stock exchanges or electric communication networks, you probably won't be able to trade during the weekend or on holidays when the market is closed. However, you can still perform basic functions in your account.
You can check balances, monitor your portfolio's performance, or initiate deposits or withdrawals. Keep in mind, though, that you won't be able to place any orders until the market reopens. Plus, the rate at which fund deposits or withdrawals are complete depends on your brokerage's hours.
Banks are open the same days as the stock and bond markets, with a few exceptions.
Junior Investing Reporter
Tessa Campbell is a Junior Investing Reporter for Personal Finance Insider. She reports on investing-related topics like cryptocurrency, the stock market, and retirement savings accounts. She originally joined the PFI team as a Personal Finance Reviews Fellow in 2022.Her love of books, research, crochet, and coffee enriches her day-to-day life.
Senior Wealth-Building Reporter
Rickie Houston was a senior wealth-building reporter for Business Insider, tasked with covering brokerage products, investment apps, online advisor services, cryptocurrency exchanges, and other wealth-building financial products. Before Insider, Rickie worked as a personal finance writer at SmartAsset, focusing on retirement, investing, taxes, and banking topics. He's contributed to stories published in the Boston Globe, and his work has also been featured in Yahoo News. He graduated from Boston University, where he contributed as a staff writer and sports editor for Boston University News Service.
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